Historically, companies have used captives to facilitate the management of predictable property and liability risks. As health insurance costs continue to rise throughout the US businesses are searching for ways to combat these skyrocketing expenses. Captive programs have become a more standard way to manage another type of risk: employee benefits.

At SK&P our team of advisors have extensive experience in developing plans that allow our clients the ability to take control of their benefit plan and retain the profit that would have been made by a traditional insurance company. We can strategize with your organization to develop a customized plan based on need, risk tolerance, and cost.